Fees
No Cost Services for MA Bank Customers
|
Fee Description |
Fee Amount |
Occurrence |
Note |
|
Account Inquiries (in person and phone) |
No Fee |
Unlimited |
|
|
Account Verifications |
No Fee |
Unlimited |
|
|
Coin and Currency Orders |
No Fee |
Unlimited |
|
|
Coin Machine |
No Fee |
Unlimited |
|
|
Debit Card |
No Fee |
Unlimited |
|
|
E-Statements |
No Fee |
Monthly |
Each enrolled account |
|
Hold Statement |
No Fee |
Monthly |
|
|
Mobile Banking |
No Fee |
Unlimited |
|
|
Mobile Deposits |
No Fee |
Per Deposit |
|
|
Night Deposit Bag (Business Accounts) |
No Fee |
1st bag provided |
Additional bags will have a fee |
|
Notary Services |
No Fee |
Unlimited |
|
|
Online Banking |
No Fee |
Unlimited |
|
|
Online Bill Pay |
No Fee |
Unlimited |
|
|
Represented NSF Items |
No Fee |
Per instance |
|
|
Temporary Checks |
No Fee |
First 8 at no charge |
A fee will be charged on each check over 8 |
|
Wires - Domestic Incoming |
No Fee |
Unlimited |
|
|
Wires - International Incoming |
No Fee |
Unlimited |
|
Account Service Fee Schedule
|
Fee Description |
Fee Amount |
Occurrence |
Note |
|
Account Servicing |
|
|
|
|
Account Activity Fee/Copy of Statement |
$2.00 |
Per Account |
|
|
Account Research |
$25.00 |
Per Account Per Hour |
1 hour minimum |
|
Collection Fee (Domestic & Foreign) |
$15.00 |
Each |
|
|
Deposit Sweep* |
$50.00 |
Each Statement Cycle |
|
|
Early Closing Account* |
$25.00 |
Each |
If account is open less than 90 days |
|
Fax |
1st page $2.50; each additional page $1.00 |
Per Fax/Page |
|
|
Foreign Currency/Coin Exchange |
$10.00 |
Each |
Plus any additional costs |
|
Garnishment |
2% |
Each |
$8.00 minimum |
|
Night Deposit Bag-Locking* |
$30.00 |
Per Bag |
|
|
Night Deposit Bag-Non locking* |
$6.00 |
Per Bag |
|
|
Photocopy |
$0.25 |
Per Page |
|
|
Printed Paper Statement |
$3.00 |
Per Account |
Per statement cycle |
|
Set-up of Federal Tax ID Number (EIN) |
$10.00 |
Each |
|
|
Statement Reconciliation |
$25.00 |
Each |
Per hour/1 hour minimum |
|
Stop Pay: Check or ACH |
$20.00 |
Each |
|
|
Tax Levy |
$50.00 |
Each |
|
|
Checks |
|
|
|
|
Cashier’s Check |
$10.00 |
Each |
|
|
Temporary Check |
$0.15 |
Each |
If more than 8 are printed |
|
Money Order |
$3.00 |
Each |
|
|
Credit Card |
|
|
|
|
Cash Advance Convenience* |
$2.00 |
Each |
|
|
Debit Card/ATM |
|
|
|
|
ATM Fee at Non-MA Bank ATM (foreign) |
$2.00 |
Each |
Plus surcharge costs from foreign ATM |
|
Debit Card Replacement |
$7.00 |
Each |
|
|
Dormancy |
|
|
|
|
Dormant Account |
$5.00 |
Each Statement Cycle |
|
|
Overdraft/Returns |
|
|
|
|
Deposit Item Return |
$2.00 |
Per Item |
|
|
Overdraft/Non-Sufficient Funds ** |
$20.00 |
Per Item |
Maximum of $120.00 per day |
|
Safe Deposit Box |
|
|
|
|
Drill Box |
Actual Cost |
|
|
|
Lost/Not Returned Key |
$50.00 |
Per Key |
|
|
Late Payment |
$5.00 |
Per Month |
|
|
Wires |
|
|
|
|
Domestic Outgoing |
$20.00 |
Each |
|
|
International Outgoing |
$40.00 |
Each |
|
|
Other |
|
|
|
|
Medallion Signature Guarantee* |
$50.00 |
Each |
|
* Fee begins November 1, 2024.
**Overdraft fees apply to overdrafts created by check, in-person withdrawal, or other electronic means.
Fees for Non-MA Bank Customers
|
Fee Description |
Fee Amount |
Occurrence |
Note |
|
Cash Advance Convenience |
$2.00 |
Each |
|
|
Check Cashing |
5% of the Check Amount |
Each |
Charged on all checks exceeding $50.00 |
|
Coin & Currency Orders |
$10.00 |
Per Order |
Order must be less than $1,000.00 |
|
Coin Machine |
2% with a $5.00 minimum
|
Each |
|
|
Notary Services |
$2.00 |
Each |
|